You need to get the aarch64 version of swift which you can get at Swift.org
So we need to manually patch it to do so.
First you need to download theos
Then you need to go to [swift folder you just downloaded]/usr/bin
And now run cp * /path/to/theos/toolchain/swift/iphone/bin
Now run cp [swift folder you just downloaded]/usr/bin/ld64.lld /path/to/theos/toolchain/swift/iphone/bin/ld64
Note: this isn't anything official, I just found this out by myself and it works for me.
Maybe theos already supports aarch64 when you are reading this, then you don't need to do this.
Or maybe you know how to compile theos for aarch64 or there is a better way to do this, then please contact me.